As an enrollee of a managed care plan (HMO or PPO) that we are contracted with, you are required to pay the co-payment each time you are seen. Co-payments are due at the time of service. Please be aware, some insurance companies are starting to require additional co-pays for services such as x-rays.
Deductible & Co-insurance
In addition to the copayment, most insurance plans also have an annual deductible, as well as co-insurance. This is also your responsibility. The deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses. Coinsurance is a percentage of a provider’s charge that you may be required to pay after you’ve met the deductible this is usually about 20% of the allowable charge.
If you are enrolled in an HMO which requires a referral from your Primary Care Physician, you must have the referral with you in order to be seen by our doctors.